Protecting Your Day Care Business: Smart and Cost-Effective Insurance Coverage

For every owner of a childcare business, the rewarding moments tend to outweigh the negatives. But when it comes to caring for other people’s children, it’s always best, no matter how responsible you are, to protect your own interests from possible litigation should anything ever go wrong.

DC Insurance Services, Inc. (DCI) understands the necessity of protecting your day care. DCI has been defending the interests of childcare business owners for over 35 years, and, in 1968, was the first company to offer Professional Liability insurance covering Professional Liability/Negligent Supervision. DCI’s insurance program is endorsed and recommended by Childcare Associations and is recognized by the National Association of Family Childcare.

Today, DCI continues to provide the finest in coverage options and customer service, offering installment plans and the best accident medical coverage for the children under your care. Whether you own a private, in-home childcare program or a commercial childcare facility, you’ll find the protection and peace of mind you need with DCI. DCI’s comprehensive insurance plans cover everything from child abuse, to dispensing medication, to food preparation, to on or off premises swimming pools, and more. The plans cover ages starting at infants under six weeks. Optional coverage can also be obtained for transportation of children by automobile.

Not all states require day care businesses to carry liability insurance, but since all owners of childcare facilities can be sued by parents who believe the owner/proprietor to have acted negligently, ensuring that your day care is protected is essential to your corporate (and personal) financial well being. DCI”s insurance offers coverage of any legal costs you may incur while defending yourself from accusations and any liability penalties you may have to pay (amounts will be paid up to the policy limit). The purchase of DCI’s childcare business insurance is also a tax deductible business expense, making it a wise decision even if you never face a charge.

For the safety and security of your finances, and so you can concentrate on the most important aspect of your day care – looking after the children – turn to DCI for all of your childcare business insurance needs.